Suspected agreement on Rca policies, Antitrust initiates an investigation

The Competition and Market Authority has initiated an investigation against the companies 6Sicuro SpA, CercAssicurazioni.it (“Segugio”), Daina Finance Ltd, General Representative for Italy (“ComparaMeglio”), Facile.it Broker di Assicurazioni, Allianz Direct, Admiral Intermediary Services SA, B2C Innovation, Bene Assicurazioni, Linear Insurance Company, Italian Insurance Company, Insurance and Reinsurance Company, Fit Benefit Company, Genertel, HDI Assicurazioni., Prima Assicurazioni, Quixa Assicurazioni, Verti Assicurazioni and Zurich Insurance Public Limited Company – General Representation for Italy. The investigation, according to a note from the Antitrust Authority, is aimed at ascertaining whether the companies offering price comparison services and the insurance companies involved in the procedure have achieved an agreement restricting competition through an exchange of sensitive information on the conditions economic direct sales of motor civil liability policies. According to the Authority, the companies exchanged – constantly and regularly – sensitive information on the economic conditions of the sale of RCA policies by sharing reports prepared and distributed by the price comparison companies. Furthermore, the agreement would have been implemented at least since 2012 and would have also occurred during the period of the first lockdown imposed by the Government to counter the spread of Covid-19. In particular, thanks to the implementation of the agreement, the insurance companies would have been in a position to offer consumers higher premiums for third party liability policies, through discount policies attenuated by the knowledge of the commercial strategies and pricing policy of competitors in the insurance segment. direct sales. Authority officials on Thursday 20 May carried out inspections at the offices of the companies 6Sicuro, CercAssicurazioni.it, Facile.it Broker di Assicurazioni, Admiral Intermediary Services, B2C Innovation and Compagnia Assicuratrice Linear.

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