If Miroslav Zelenický had not paid his insurance, the unfortunate event on holiday in Austria would have been much cheaper and he would not have to run in court.
Do you think that if you take out expensive travel insurance, you do not have to worry about any inconveniences that will affect you abroad? The reality may be quite the opposite. Despite insurance, your vacation can be more expensive by tens of thousands of euros, and you will spend years walking around the courts.
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