NewsWorldImmovable. Lyon, Saint-Étienne, Villeurbanne: is it more interesting...

Immovable. Lyon, Saint-Étienne, Villeurbanne: is it more interesting to buy or rent in 2021? – Progress

-

Should you buy or rent your main residence? That is the question… In a recent study, Meilleurstaux.com, a mortgage broker, answers the question by analyzing and deciphering the opportunity to buy or rent an average surface area of ​​70 m² in the 36 largest cities in France .

The result indicates the number of months or years of ownership necessary for the purchase to cost less than the rental.

Five years and eight months: the average holding time to make the purchase of your main residence profitable in 2021

Taking into account the whole of the national territory, if you are the owner of a property of 70 m² in main residence, the purchase turns out to be more interesting than the rental after 5 years and 8 months of detention on average , i.e. 2 years and 3 months more than in 2020.

Beyond that, if you decide to remain a tenant of this type of property, you start to lose money.

“The Covid-19 crisis has not slowed down the attraction of the French for stone! The real estate market remained very dynamic during this period, indicates Maël Bernier, communications director of Meilleurtaux.com. Despite the drop in interest rates, demand remains particularly strong, which is why the average holding period has increased significantly compared to 2020 because overall, prices are on the rise, especially in medium-sized cities, and rents stable. “

Paris, Lyon, Bordeaux … durations which are considerably longer

The holding period necessary for the purchase to be more profitable than the rental increases more or less strongly in 33 cities out of the 36 cities studied. It is on the rise in six major cities in particular: Paris, Lyon, Montreuil, Boulogne-Billancourt, Bordeaux and Nantes. Thus, in Paris, it takes 7 more years than in 2020 (20 years instead of 13) for the purchase of a main residence to be “economically attractive”.

In Villeurbanne, the holding period goes from 2 years and 11 months in 2020 to 5 years and 6 months in 2021. But it is Lyon that records the strongest growth: the city adds 10 more years to achieve profitability, with 28 years in 2021 against 18 years in 2020. A phenomenon due to the sharp rise in prices recorded in this city which is experiencing the biggest development in France.

Strasbourg, Rennes, Angers … French people looking for medium-sized cities less than 2 hours from Paris

Compared to 2020, three cities less than 2 hours from Paris by TGV have seen their length of detention increase significantly. This is the case for Strasbourg, which goes from 4 years to 9 years and 2 months in 2021, of Rennes which has more than doubled, from 4 years and 1 month in 2020 to 11 years this year, and of Angers which sees its required length of detention practically quadruple.

It took 2 years and 5 months last year. This year, buyers from Angers should plan to own their property for 9 years and 6 months so that it starts to be more interesting than renting.

This means that if they resell it before this period, they will have lost money taking into account the study scenario.

“With the health crisis and the multiple confinements, medium-sized towns have been taken by storm by Ile-de-France residents in particular, in search of an additional room, greenery or even a more pleasant quality of life”, specifies Maël Bernier. of Meilleurtaux.com.



Adobe Stock Illustration

Grenoble, Saint-Étienne, Mulhouse … 2021, the revenge of medium-sized cities

Buying real estate remains a city of refuge: more than half of French cities have a holding period of less than three years, as in Dijon (2 years), Besançon (2 years and one month) or Metz (2 years and 6 months ).

For a household wishing to settle in Perpignan (10 months of detention in 2021, against 11 months in 2020), Grenoble and Saint-Étienne (1 year and 6 months, against 1 year and 5 months) or Mulhouse (1 year and 8 months, compared to 1 year and 2 months), it is always particularly interesting to buy, the property being profitable in less than two years. The economic situation remains particularly favorable in medium-sized towns.

An additional advantage to the purchase: “In the event of resale if the seller realizes a capital gain, the latter is not taxable,” notes Maël Bernier. Any additional cost can therefore be quickly erased. “

1 COMMENT

  1. Download Various Artists – DJ’s 12″ Club Tunes 2017 : The Best Of Album Mp3 Zip
    Download Nick Talos – Glass House (feat. BullySongs) [The Remixes] – EP Album Mp3 Zip
    Download Playing The History – Prog Alchymia Album Mp3 Zip
    Download Verschiedene Interpreten – Discofox 2018 Album Mp3 Zip
    Download Hamadryad – The Black Hole Album Mp3 Zip
    Download Various Artists – Father Figures (Original Motion Picture Soundtrack) Album Mp3 Zip
    Download Ekatarina Velika – Krug Album Mp3 Zip
    Download Preciosa Sangre – Nazareno Album Mp3 Zip
    Download Lily Lambert – Wherever You Go – EP Album Mp3 Zip
    Download Andrew Spencer – Celebration (Remixes) Album Mp3 Zip
    Download Little V – Epic Metal Covers, Vol. 2 Album Mp3 Zip
    Download Various Artists – Underground Nu-Disco Sessions, Vol. 14 Album Mp3 Zip
    Download Daily Journey – Careless Album Mp3 Zip
    Download Artistes variés – Remixer le Québec Album Mp3 Zip
    Download Cuerda Elegante – Agarrando Vuelo Album Mp3 Zip
    Download Lafame – The Sauce (Los Remixes) Album Mp3 Zip
    Download E17 – Each Time (The Remix Pack) – EP Album Mp3 Zip
    Download Lewis Fautzi – Molecular Spasms – EP Album Mp3 Zip
    Download Various Artists – 2018 Riddim Album Mp3 Zip
    Download Art Feynman – Near Negative – EP Album Mp3 Zip
    Download Crossing Worship – This Is Life Album Mp3 Zip
    Download Various Artists – The Best of Progressive House 2017 Album Mp3 Zip
    Download Aida Samb – Woyalama Album Mp3 Zip
    Download Galactus Jack – Younger Days, Pt. 3 – EP Album Mp3 Zip
    Download Cimorelli – The Christmas Collection Album Mp3 Zip

Comments are closed.

Latest news

Trial time for Benjamin Mendy, after a year of descent into hell

This Wednesday morning will begin a long judicial soap opera in the court of Chester in England. Benjamin...

The marquee presenter showed the sister: Bitter FATE… CANCER found them both! – Topky.sk

Vratko has already admitted that he once fought with cancer. "As a 20-year-old, I was diagnosed with a...

You might also likeRELATED
Recommended to you