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Smic, retirement, stamp, car malus … What changes on January 1, 2022 – BFM Business

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Revaluation of the minimum wage, increase in basic retirement pensions, more expensive car malus taking into account the weight of the vehicle. Overview of the measures that come into force this Saturday, January 1.

• The minimum wage increases again

Automatically revalued according to the rise in prices, the minimum wage increases again (+ 0.9% on January 1, 2022 after an increase of 2.2% on October 1, 2021). For an employee working 35 hours per week, the minimum monthly wage thus increases to 1,603.12 euros gross.

Pensions paid by the national old-age insurance fund (private sector employees), by the State (civil servants) and by the funds managing special schemes and the self-employed increase by 1.1% as of January 1.

Based on the meal voucher model, this financial assistance aims to reduce the cost of employee travel between home and work. It includes the sustainable mobility package – coverage of travel costs using alternative modes to the car up to 600 euros per year. These “tickets” can be used to refuel or recharge your electric car. No contribution to be paid on the amount paid neither for the employer nor for the employee who will not have to integrate this financial assistance in his income tax return.

The rate applied to individuals for basic stamps increases on January 1. La Marianne rouge (urgent dispatch with theoretical delivery of the mail the next day in mainland France) goes from 1.28 to 1.43 euros. For the green version (less urgent mail on D + 2), the unit price increases by 8 cents (1.16 vs 1.08 euros), ie an increase of 7.4%. The “Ecopli” (D + 4) also increases by 8 cents.

• Free contraception for women aged 18 to 24

As of January 1, minors will no longer be the only ones to benefit from full coverage of their contraception-related expenses. Women aged 18 to 24 will in turn be able to benefit from it. Be careful, as stated on the official government website “some contraceptive devices are excluded (male and female condoms, vaginal rings, patches, 3rd and 4th generation pills)”.

The 2.5 million state civil servants can now ask to be covered by their employer for their complementary social protection contributions (mutual, insurance, provident institution). This boost has been set at 15 euros per month.

Bad news for those who could not have the new car they ordered delivered before December 31. A new scale of penalties comes into force on January 1. The threshold from which this ecological tax is payable has been lowered: 128 grams of CO2 / km against 133 grams. The minimum amount of the penalty remains at 50 euros. However, the maximum level has been raised. It reaches 40,000 euros for all vehicles emitting more than 222 grams of CO2 / km. Note, however, that the amount of the penalty cannot exceed 50% of the vehicle price including VAT.

In addition, the new “weight penalty” comes into force. It concerns new vehicles over 1.8 tonnes. Its amount has been set at 10 euros per kilogram. Large families can benefit from discounts on these two forms of penalty. And plug-in hybrid vehicles – just like 100% electric ones – are not affected.

The plastic used to wrap fruits and vegetables that cannot be bought in bulk will gradually have to be phased out. The first stage begins this year. The state is also committed to no longer buying single-use plastic products, especially for official events. Gadgets offered with menus intended for children of fast food restaurants are also banned.

For all products repaired by after-sales service, the legal warranty is extended by six months. Thus a refrigerator or a washing machine broken down, will still remain under warranty not for 12 but 18 months after its repair.

Whether it is used furniture or dangerous products left in their initial container (glues, varnishes, paint, cleaning products containing risky substances), a trader must now accept the return of this type of waste. at the store.

Traders will no longer be able to throw away their unsold items, apart from food products. This concerns all products for which manufacturers have recycling channels (ready-to-wear, furniture, electrical and electronic devices) but also products sold in the hygiene department, toys, books, stationery, kitchen utensils. .

Traders have the choice between recycling their unsold items or distributing them for free. In addition, online shopping sites must ensure that their suppliers pay their due to eco-organizations in charge of recycling the products sold.

• Internet users informed of the level of CO2 emitted by their consumption of digital data

Internet service providers and mobile operators are now obliged to communicate to each of their subscribers the precise level of greenhouse gas emissions generated by the use they make of their smartphone, their PC and / or tablet.

A new device called “Affordable renting” will allow owners from this year to benefit from a tax advantage on their rental income if they agree to offer for rent an apartment or a house at a rent level substantially lower than the price. of the market. The tenant’s income must be less than a ceiling defined each year and the lease must not be less than six years.

• Immediate tax credit for home jobs

People paying their income taxes in France will no longer have to wait to recover the tax credit they benefit from when they use a personal assistance service. They will only have to pay the remainder of the charge, the deduction being made in real time.

• Banks forced to limit the duration of mortgage loans

Borrowers who have “tight” income to acquire a home will no longer be able to play as in the past on the term of the loan. Loans granted by banks may no longer exceed 25 years. The maximum debt ratio – part of the income of the purchaser (s) devoted to the repayment of all the loans taken out – increases from 33% to 35%. But the amount of contributions paid for borrower insurance will be taken into account.

From this year on, bar or restaurant customers will not have to insist on being served a glass or carafe of water. The law provides that henceforth, they must “indicate in a visible manner on their card or on a display space the possibility for consumers to request free drinking water”.

• Less painful castration of piglets

Pig breeders will no longer be able to live castrate their male animals, unless their buyers require it and if they follow a specific protocol. Castration can now be “carried out either by surgical castration with anesthesia and analgesia”, an option favored by breeders, “or by immunocastration” (injection of a vaccine to stop the production of steroids).

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