Following numerous reports, the Bureau of the Parliamentary Commission of Inquiry into the banking and financial system resolved to send a questionnaire to the main national significant banks to verify the operation of the Italian banking system. The fact-finding investigation launched concerns the credits relating to the 110% Superbonus and other bonuses subject to the regulations that have followed one another in recent years. The commission announces it. “By completing the questionnaire, the 11 significant national banks (Intesa Sanpaolo, Unicredit, Banco Bpm, Iccrea, Mediobanca, Cassa Centrale Banca, Bper, Monte dei Paschi, Credem, Banca Popolare di Sondrio, Banca Carige) plus Cassa Depositi e loans and the Post Office will have to provide data and information on a quarterly basis on the credits acquired by 11 July, reporting, for example, the number of requests received, canceled and disbursed as well as the discount rates applied and the timescales recorded “, explained the chairman of the commission, Carla Ruocco. “Thanks to the active reporting system at the Banking Commission – he continued – we found a significant worsening of the discount rates applied to the assignment of loans and a strong reluctance on the part of banking institutions to accept the practices presented We therefore considered it essential to investigate the phenomenon in depth.The Commission’s objective is to monitor and examine carefully the procedures put in place for the disbursement of credit including those for calculating interest rate thresholds. I am sure that this investigation will be decisive for photographing the current situation and launching specific hearings or legislative proposals in Parliament “, concluded Ruocco.
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