NewsEconomicsQuota 100, the budget: questions, expenses, age

Quota 100, the budget: questions, expenses, age

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For the early retirement ‘Quota 100’, just under 380 thousand applications arrived at 31 December 2021, well below those expected, hypothesized, in a prudent manner, in the Technical Report of the decree that introduced the pension channel. This is what emerges from a joint INPS and Parliamentary Budget Office (UPB) analysis, ‘A budget of’ Quota 100 ‘three years after its launch’, presented today at Palazzo Wedekind in Rome. Even if compared to the initial official forecasts ‘Quota 100’ recorded a lower number of subscribers, this exit channel was still used by a large number of workers who at the end of 2025 (when potential subscribers will be almost exhausted) could even exceed the 450,000 subjects, is the Inps-Upb estimate. The actual final expenditure up to 2021 and projected from 2022 to 2025 may amount to around 23 billion. This is about 10 billion less than the 33.5 originally allocated by the 2019 decree and more than 5 billion if we take into account the defaults decided only a few months later in the context of Nadef 2019 and in the budget law for the 2020. It emerges from the analysis that mainly men resorted to ‘Quota 100’ with a percentage of 69%. The ratio between actual advance and maximum advance (the one corresponding to the use of ‘Quota 100’ as soon as possible) is on average just above 90% for most users: on average the advance compared to the closest of the ordinary requirements is of 2.3 years. The advance significantly affected the value of the allowance: on average it reduced it by 4.5% per year in advance for self-employed workers, 3.8% for private employees and 5.2% for employees public. The average age at the commencement was just over 63 years, while the average seniority was 39.6 years. the entitlement in 2019, the overall take-up at the end of 2021 was 49%, for those who met the requirements in 2020, the overall membership rate at the end of 2021 is 47% (divided into 41% achieved in 2020 and 10% in 2021). If in absolute value the pensions with ‘Quota 100’ were more concentrated in the North, less in the South and even less in the Center, as a percentage of the employment base or of the average flow of outgoings for early retirement (those most similar to ‘Quota 100’ ) show the highest incidence in the South and lowest in the North, with the Center in an intermediate position. Retirements from the private sector are 0.4% of the relative employment base, with a peak of 1.2% for the ‘Transport and storage’ sector, a share which becomes 1.3% in the public sector, with a peak of 2.9% for the ‘Central Functions’. The liquidation management of ‘Quota 100’ was from private employment for almost half of the cases, from public employment for just over 30%, from self-employment for about 20%. Almost 81% of retirees with ‘Quota 100’ passed through it directly from work, just under 9% as silent, i.e. subjects who, despite having paid contributions in the past, did not work or receive other benefits, furthermore just over 8% from a condition of recipient of income support benefits, about 2% from voluntary contribution continuators. “It is always a question of social preferences that citizens can express when faced with an option. In reality, we immediately thought that the take-up would be lower and this meant a saving compared to the allocated budget “, the president of INPS Pasquale Tridico told Adnkronos on the sidelines of the presentation of the joint analysis with Upb. . As for the future prospect of Quota 100 between now and 2025, up to 450 thousand pensioners according to the survey estimate, Tridico said that “those who had to join have largely adhered, the right is retained but the more we go forward the more the retiree he could accrue the ordinary requisites and therefore he is not interested in Quota 100 “. The analysis shows that more men (69%) have benefited from the measure “there are more men, in absolute numbers more in the north and less in the center south, compared to the employment base the percentage of the south is important”. called Tridico.

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