At the third edition of the Fiera del Credito in Milan, Assilea, the Italian Leasing Association, presented the five system projects to address the international situation and support the country’s economic growth as part of the conference ‘Environmental, economic and industrial sustainability’. The first project envisages the reform of the Basel 3 + rules, which govern access to credit for small and medium-sized enterprises; the second concerns the development of new tools for sustainable finance, in order to seize the opportunities offered by the energy transition through the use of the leasing tool; the third project consists in PNRR monitoring, the accelerator for the analysis of the legislation and the consultation of tenders; the fourth, entitled ‘GreenLease’, aims at the energy independence of SMEs and finally, the fifth project, called ‘Leasing Score Prediction’, is configured as an advanced model for applying Machine Learning in the supply and monitoring processes credit. All five projects have the goal of facilitating SMEs in accessing credit and PNR. At the opening of the proceedings, Prof. Marco Fortis, economist and Vice President of the Edison Foundation, took stock of the international economic context of 2021-2022, the exceptional recovery of the Italian economy in 2021 and the role of leasing in this phase: “Emblematic in this regard is the dynamics of the added value in real terms of the manufacturing industry in comparison with Germany and France, our two main partner / competing countries in the euro area – he underlined – where the thrust of the various Industry 4.0 plans also saw SMEs as protagonists thanks to the contribution of the leasing tool in the purchase of machinery, equipment and technologies. technical investments in Italy did not stop even with the pandemic “. Carlo Mescieri, President of Assilea, illustrated the proposed amendments to the regulation on the minimum requirements assets of the banks, known as Basel 3+, indicated by Assilea together with ABI, the Italian Banking Association, in a document that will be presented to the EU Commission. The lower riskiness of leasing compared to other types of bank financing is demonstrated, supporting the request for a lower capital absorption of movable and real estate leasing exposures (for non-residential capital properties both built and to be built) for the two methodologies – standard and Irb – for the benefit of loans for SMEs. Angelo Brigatti, President of Assilea Servizi, exhibited the GreenLease Project for the energy independence of SMEs. Leasing companies, owners of numerous properties for productive use, are in the best conditions to connect Pnrr projects, financial leverage, eco-sustainable industrial plans, plants and their users, favoring the development of companies in the field of European Green Deal and the decarbonisation objectives by 2030, up to the ambitious target of climate neutrality by 2050. “The reading of environmental sustainability combined with economic sustainability is the keystone that, by targeting beyond the GreenLease Project, wants to transform the headquarters of the SMEs – whose growth we support – in places where work, wealth, circular economy and clean energy are produced, without consuming territory “underlines President of Assilea Servizi. Lorenzo Macchi, Kpmg Partner in Italy, spoke about the tools developed together with Assilea aimed at a correct management of Environmental, Social and Governance risks, to grasp the opportunity of the energy transition through the use of the leasing tool, and of a specific monitoring service, analysis of the legislation and consultation of calls for tenders linked to the NRP, to fully exploit through the leasing product all the resources made available to the recovery plan and resilience of our country. Andrea Beverini, Commercial Director of Assilea Servizi, illustrated the advanced statistical model created in collaboration with Sadas, trained with Machine Learning techniques and aimed at supporting leasing companies to improve the quality of the contract portfolio. The Leasing Score Prediction broadens the loan assessment perspective, suggests different sets of alternative parameters that can improve the forecast score and will soon be available also for periodic portfolio monitoring. “We have always been in the field in support of Italian companies, which I remember for over 70% choose leasing as a means of accessing credit to Nuova Sabatini companies – declares Carlo Mescieri, President of Assilea – today we want to move the bar more in high, with these five projects in order to continue to support the recovery from a system perspective “.