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Postal books, closing on arrival: how not to lose money

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Farewell to the old postal book. On 21 June 2022 Poste Italiane will close thousands of unused booklets in the last ten years. These are the so-called ‘dormant booklets’, which have remained in the holder’s oblivion. What will happen to the money left over in these popular savings instruments on June 22? They will end up in the hands of Consap, the company managed directly by the state. Unless the rightful owner (the owner or his heirs) makes sure not to lose that money. He’ll have to move in time, though. By dormant booklets, recalls laleggepertutti.it, we mean those savings products on which no transactions have been made for ten years. In short, they remained untouched. The same happens with bank accounts, policies that produce nothing, checks left in a drawer and never used. A deal worth a few billion euros for the State when it comes into possession of the money contained in this sort of dusty boxes, perhaps belonging to some deceased who had not informed the heirs of their existence. and loans, as well as postal savings bonds, and are considered risk-free because they are guaranteed by the state. A kind of piggy bank that does not produce much but is convenient in terms of costs. What to do to avoid losing money? The only way to avoid putting the money contained in dormant reports into the hands of the state is to ‘wake up’ the postal books. To do this, the first thing is to remember that they are there (maybe the residence has been changed and the booklet has fallen into oblivion) ​​or to discover their existence. This is the case of the heirs of those who long ago opened a postal book without saying anything to their children, perhaps already married and residing elsewhere. In this case, as recommended by Poste Italiane in the information sent to customers, it is advisable to check one’s own documents and those of elderly relatives in order not to lose the amounts due.

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