“In schools we try to convey two basic rules of finance: there are no free meals and diversify investments”. This was stated by Alessandra Straderini, Deputy Head of Financial Education of the Bank of Italy, speaking at the #FestivalFuturo 2021, the Altroconsumo appointment aimed at investigating the changes taking place in our society through moments of discussion and comparison with experts, professionals and representatives of different sectors. “The relationship between digitization and financial education – he observes – is very complex. From a study by the Savings Museum in Turin on the subject of the digitization of financial behavior, it emerges that a significant share thinks that the diffusion of services helps to understand the advantages of digitization. A another study analyzed the complementarity of financial and digital skills using data on young people and adults “. “The data – he comments – tell us digital skills are lower than our European partners. According to a European survey, in fact, one in five Italians has skills above basic skills”.
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