Paycheck, how to pay less taxes

Paycheck, can you pay less taxes? Employees, unlike self-employed workers, suffer the withholding of taxes directly at source, by the employer as a withholding agent. Is it possible to pay less taxes in the pay slip? Laleggepertutti.it analyzes the picture by recalling the possibility of benefiting from tax deductions and receiving sums of money on which taxes must not be paid. Employees do not autonomously pay taxes and social security contributions relating to their income. This operation is, in fact, carried out by the employer, as a withholding agent, as emerges from the reading of the monthly pay slip which indicates: the gross salary paid; the amounts withheld; the net received. taxes and contributions imposed on the worker? First of all, the employee, like any taxpayer, must pay the income tax on the income received. The tax rate of withdrawal depends on the salary of the worker given that, being a progressive tax, the percentage of the tax increases with increasing income as shown in the following table: – Taxable income up to € 15,000; Rate 23%; Tax due 23% on the entire amount (= 3,450.00); – Taxable income over € 15,000.00 and up to € 28,000.00; Rate 27%; Tax due 3,450.00 + 27% exceeding part 15,000.00; – Taxable income over € 28,000.00 and up to € 55,000.00; Rate 38%; Tax due 6,960.00 + 38% exceeding part 28,000.00; – Taxable income over € 55,000.00 and up to € 75,000.00; Rate 41%; Tax due: 17,220.00 + 41% excess part 55,000.00; – Taxable income over € 75,000.00; rate 43%; Tax due: 25,420.00 + 43% part exceeding 75,000.00 In addition, Municipalities and Regions can introduce a municipal and regional additional to the personal income tax. The worker will pay this tax on the basis of his / her municipality of residence and the tax rates approved by the Municipal Council and the Regional Legislative Assembly. An additional deduction made on the employee’s income concerns social security contributions. The share to be paid by the worker, which is retained in the pay slip, is generally equal to 9.19% but different rates may be applied based on the business sector of the company and the type of employment relationship. moreover, the worker often also contributes to finance the funds that provide wage integration treatments (Fis, bilateral funds, Cigo, Cigs) and the social security and health funds provided for by collective bargaining. the net income paid by the worker compared to the starting gross salary There are various tools that allow the worker to lighten the tax burden on his salary and consequently increase the net income. First of all, it is possible to request the Renzi bonus which today is was replaced by a tax credit, introduced in order to reduce the tax wedge, called the 100 euro bonus. This is an income supplement of 100 euros per month, for a total of 1,200 euros per year, which is granted to holders of income from employment and certain similar income not exceeding 28,000 euros. of the 28,000 euros per year can, however, reduce the tax burden in the pay slip by accessing the tax deduction 2021 which is due for incomes between 28,000 euros and 40,000 euros to the following extent: income between 28,000 euros and 35,000 euros – 960 euros + (240 euros X the amount equal to the ratio between 35,000 euros, decreased by total income, and 7,000 euros); income between 35,000 euros and 40,000 euros – 960 euros + (ratio between the amount of 40,000 euros, decreased by total income, and amount of 5,000 euros) It is also possible to avoid paying taxes on certain amounts that are paid by the employer to the employee, including: electronic meal vouchers; shopping vouchers, petrol vouchers or other corporate welfare measures endale granted to employees up to the maximum annual threshold of 258.23 euros raised to 516.46 euros for the year 2020 alone.

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