Auto and home insurance: the rise in prices contained thanks to the “anti-inflation pack”

In a context of inflation and soaring prices in food and energy, the executive announced on Tuesday, September 20 that the prices of insurance policies would remain contained. Avoid the explosion of prices. French insurers have pledged to keep the average premium for car and home insurance below inflation in 2022 and 2023 as part of an “anti-inflation pack” intended to protect households’ purchasing power. announced on Tuesday the Minister of the Economy, Bruno Le Maire, and the President of France Assureurs, Florence Lustman. “I am delighted that the insurers have undertaken to contain the average amount of insurance premiums below the level of inflation in 2022 and 2023”, declared Bruno Le Maire, during a press conference at the end of the meeting. a working meeting with representatives of the insurance sector. Banks too “This makes it possible to put in place, after the energy shield, after the banking shield, an insurance shield (…) to prevent the price of insurance premiums from skyrocketing in the coming months”, added the minister. Because for their part, the French banks undertook last week to limit the increase in bank charges to 2% in 2023. are they useful? Faced with soaring energy prices, the French government has for its part decided to extend the tariff shield next year, with a cap on price increases of 15% for gas in January 2023 and 15% for electricity in February.