Do you belong to this group of people in Slovakia? Find out what you can get for free – Topky.sk

Many self-employed people make a mistake and use a personal bank account for their trade. However, this is not recommended today. “If a self-employed person uses a private account for business, he does not have his private money separated from business,” describes the biggest disadvantage Branislav Šebesta, product manager of Tatra banka. Therefore, it clearly advocates for a special account intended only for income and expenses related to business. He sees several benefits.

A special account will help you get a better idea

Do you want to know exactly what item has maturity, when you paid for material or other needs for your business, for example? It can be used for a simpler overview of accounting items Trade account from Tatra banka, for example, to avoid possible errors in tax expenses. “At the same time, the client has the opportunity to more easily obtain financing for their business on the basis of a pre-approved loan, or a financial reserve,“ says Branislav Šebesta. In addition, it may take full account of any charges associated with the account or the banking services provided.

Establish through the application and in a few minutes

Creating an account is a simple and fast process. Tatra banka was the first in Slovakia to bring digital account opening and also received an award Global Finance SME Awards 2022 – was chosen as the best bank for small and medium enterprises in Slovakia. “The Trade Account can also be opened from the comfort of your home or workplace via the Tatra banka mobile application. The client can immediately use it to receive payments, can invoice and collect payments from its customers or customers, ” the expert continues. All you have to do is send a document proving the business by e-mail. How much will it all take? To the client via mobile phone 4 minutes, to the non-client 14 minutes.

How much will you pay per year?

Today, he is staring at every euro in difficult times. Trade account you can have it for free during the first 12 months of opening. In the next period, the price for maintaining the account remains at 0 euros if the amount of cash credited to the account is at least 500 euros.

Billing software for 12 months free

The trade account also provides an easy connection to other applications, such as invoicing software. You are entitled to a 100% discount on your annual subscription. “The billing system allows you to automatically match invoices to account movements and enter online payments from the billing software environment.” says the expert. And it’s free for 12 months with a trade account. The client can also issue invoices, collect invoices with a payment card, send reminders and record costs, which brings easier management of accounting documents.

You can also use a mobile payment terminal

An interesting benefit is also the payment terminal in the mobile. “It is especially suitable for self-employed and freelancers who prefer a comfortable and fast way of receiving payments anytime and anywhere.” explains Branislav Šebesta. “The client does not pay any monthly fee for using the application. It only pays for the services associated with accepting payment cards, “ adds.

In order to make the service for self-employed people really comprehensive, Tatra banka also prepared a series of interviews with good advice for them entitled: “SZČO?” “At the beginning of the business, these are topics on how to start a business, what are the rights and obligations when starting a business. It is also important how to find customers, ensure quality service and how much to ask for services. “ describes an expert of Tatra banka.

Open a Trade Account in Tatra banka

Do you want to do business with a new account that separates your private finances? K Trade account from Tatra banka in addition, you get an unlimited number of automated transactions and other benefits.

These include the possibility to obtain a financial reserve of € 1,500 in the form of a digital credit card, a mobile payment terminal, financial leasing for new and used cars free of charge up to € 35,000 from Tatra Leasing, discounted promotion of your business on jaspravim.sk € 100 or free website creation thanks to cooperating partners.

Source: Tatra banka

Advertorial prepared in cooperation with Tatra banka.